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Roofing Loans

Home Improvement Lending Programs

Xpress Financial offers two primary lending programs: standard installment financing and Same-As-Cash financing.

Standard Installment Financing Features
  • Fixed monthly payments that pay down principal and interest.
  • Competitive interest rates and terms - customers with excellent credit pay the lowest rates.
  • Completion funding, usually the same day you fax the Completion Certificate.
  • No cost to you, the contractor.

Same-As-Cash Financing Features
  • The basic customer features of our installment financing, including fixed monthly payments and extended terms.
  • Three Same-As-Cash options depending upon your need.
  • No interest charged to customer if the loan is paid off in the Same-As-Cash period.
  • Completion funding, usually the same day you fax the Completion Certificate

Become an Approved Contractor
If you are a replacement or home improvement contractor and want to learn more about how Xpress Financial can increase your sales, contact an Account Executive today at (866) 688.6608

If you need money for your new roofing loan unsecured, XpressHomeImprovementLoans.com offers financing options that provide year-round comfort. XpressHomeImprovementLoans.com is a leader in home improvement financing – more than 350,000 people nationwide trust us to finance their dreams. That’s because we make it easy. Our credit decision process is fast, our paperwork is simple, and our interest rates are extremely competitive. You also get famous XpressHomeImprovementLoans.com customer support, the best in the business.

With XpressHomeImprovementLoans.com, financing for new roof loan is no problem. Don’t spend another uncomfortable minute.

Financing by XpressHomeImprovementLoans.com is Easy!

  • Generous credit lines - so there’s no need to tie up your other credit cards.
  • Convenience – we bring the credit application process to you via the online Business Center.
  • Fast credit decisions - made within minutes.
  • No lien on your home – we offer a revolving line of credit.
  • Fast, easy paperwork - no pile of complicated forms to complete.
  • Special financing promotions – may make unexpected purchases less stressful.*

XpressHomeImprovementLoans.com can provide financing for all types of roofing such metal roofs, clay roofs, slate roofs, all types of roofs can be financed, warranty work, and other roofing products all can be add in you roofing loan.



Roofing Loan

What is the Roofing loan plan?

With a Roofing Loan plan from Xpress Financial, you can start making improvements to your home immediately. The Roofing Loan plan is a convenient, easy way for you to finance Roofing home improvement through Xpress Financial, a leading expert in providing financial services to families nationwide.

What kinds of Roofing improvements will it pay for?

With the Roofing Loan plan, you can purchase all kinds of products or services to improve the value and beauty to your home. So no matter how large or small the changes are that you have in mind, you can get started today. Activate A Loan

Will it fit my budget?

Because Xpress Financial provides affordable financing to more than one million customers across the country, we have developed payment plans that fit virtually any budget.*

How do I apply?


Apply online by Activating a Loan and one of our financial specialists will contact you about your roofing improvement loan.

Need to finance a new Roof? No Problem.

If you need a loan for your new roof project unsecured, XpressHomeImprovementLoans.com offers financing options that provide year-round comfort. XpressHomeImprovementLoans.com is a leader in home improvement financing – more than 350,000 people nationwide trust us to finance their dreams. That’s because we make it easy. Our credit decision process is fast, our paperwork is simple, and our interest rates are extremely competitive. You also get famous XpressHomeImprovementLoans.com customer support, the best in the business.

With XpressHomeImprovementLoans.com, financing for new roof is no problem. Don’t spend another uncomfortable minute.

Financing by XpressHomeImprovementLoans.com is Easy!
  • Generous credit lines - so there’s no need to tie up your other credit cards.
  • Convenience – we bring the credit application process to you via the online Business Center.
  • Fast credit decisions - made within minutes.
  • No lien on your home – we offer retail installment loans with terms from 12 months – 180 months.
  • Fast, easy paperwork - no pile of complicated forms to complete.
  • Special financing promotions – may make unexpected purchases less stressful


XpressHomeImprovementLoans.com can provide financing for all types of projects, such as roof replacements.

  • Asphalt Roofing Shingles
  • Attic Ventilation
  • Fiber Cement Siding
  • Leak Barriers
  • Low-Slope Membrane Roofing
  • Ridge Cap Shingles
  • Roof Accessory Paint
  • Roof Deck Protection
  • Slate Roofing (TruSlate)
  • Starter Strip Shingles
  • Metal Roofing Systems


Talk to your dealer or contractor right now about fast, easy financing by XpressHomeImprovementLoans.com. “The Roofing Loan Experts”



Leakage in Attic After Wind-Driven Rain

Possible cause: Leaky or inadequate shingle underlayment or deteriorated flashing
Leakage in Attic After Ice Build-Up

Possible cause: Inadequate shingle underlayment allows water from ice dams to leak into attic


Blistering and/or peeling of interior and/or exterior paint

Possible cause: Excessive temperature or high humidity due to poor attic ventilation
Stains on Interior Ceilings and Walls or Mold and Mildew Growth

Possible cause: Inadequate or faulty shingle underlayment allowing leakage or inadequate ventilation


Exterior Decay, Sheathing, and/or Siding

Possible cause: Poor attic ventilation
Missing, Cracked or Curled Shingles

Possible cause: Shingles have reached the end of their useful life


Dark, "Dirty-Looking" Areas On Your Roof

Possible cause: Environmental pollutants; vegetation, fungus or algae; loss of granules due to age of shingles
Excessive Energy Costs

Possible cause: Insufficient attic ventilation causes heating/cooling system to run excessively.

In warm weather, inadequate ventilation will trap hot air in the attic, causing air conditioning systems to work harder, or leaving your home's interior hotter and less comfortable. Attic Ventilation: In both hot and cold weather, insufficient attic ventilation may cause moisture in the attic to become trapped and condense on the rafters. This condensed moisture can drip down onto the insulation and reduce its effectiveness. Excessive energy costs can result.


Types of Roofing

Clay tile is produced by baking molded clay into tile. The density of the clay is determined by the length of time and temperature at which it is heated. Tiles may be glazed and also may have surface texture treatments applied. As a result, there are a wide variety of tile profiles, styles, finishes and colors available. In addition, each tile may have separate field, ridge, hip, gable and terminal tiles of various shapes. Installation methods depend on the nature of the tile being installed; that is, whether it is two piece, one piece, interlocking or flat.

Concrete tiles are made of portland cement, sand and water in varying proportions. The material is mixed and extruded on molds under high pressure. The exposed surface of a tile may be finished with cementitious material colored with synthetic oxide additives. The tiles are cured to reach the required strength. They generally have lugs on their undersides for anchoring to batten strips. There are additional waterlocks or interlocking ribs on the longitudinal edges that impede movement and prevent water infiltration.

As with clay tile, there are a wide variety of profiles, styles, finishes and colors available. Color may be added to the surface of a tile or dispersed throughout (color through). Special texture may be added in surface treatment. In addition, each tile type may have separate field, ridge, hip, gable and terminal tiles that are various shapes.





Asphalt shingles possess an overwhelming share of the U.S. steep-slope roofing market and can be reinforced with organic or fiberglass materials. Although asphalt shingles reinforced with organic felts have been around much longer, fiberglass-reinforced products now dominate the market.

Organic shingles consist of a cellulose-fiber (i.e., wood) base that is saturated with asphalt and coated with colored mineral granules.

Fiberglass shingles consist of a fiberglass mat, top-and-bottom layers of asphalt, and mineral granules.

Asphalt shingles’ fire resistances, like most other roofing materials, are categorized by Class A, B or C. Class A signifies the most fire-resistant; Classes B and C denote less fire resistance. Generally, most fiberglass shingles have Class A fire ratings, and most organic shingles have Class C ratings.

A shingle’s reinforcement has little effect on its appearance. Organic and fiberglass products are available in laminated (architectural) grades that offer a textured appearance. Zinc or copper-coated ceramic granules also can be applied to organic or fiberglass products to protect against algae attack, a common problem in warm, humid parts of the United States. Both types of shingles also are available in a variety of colors.

Regardless of their reinforcing type and appearance, asphalt shingles’ physical characteristics vary significantly. When installing asphalt shingles, NRCA recommends use of shingles that comply with American Society for Testing and Materials (ASTM) standards-ASTM D 225 for organic shingles and ASTM D 3462 for fiberglass shingles. These standards govern the composition and physical properties of asphalt shingles; not all asphalt shingles on the market comply with these standards. If a shingle product complies with one of these standards, it is typically noted in the manufacturer’s product literature and on the package wrapper.



There are three general categories of metal roof systems used for steep-slope roofing applications: architectural metal panel, structural metal panel and metal shingle/shingle panels. Generally, architectural metal panel roof systems are watershedding and are intended for use on steep slope roofs. Structural metal panel roof systems are used on low and steep slope roofs. Structural metal panel roof systems can be used on low slope roofs because of their hydrostatic, or water barrier, characteristics.

Because architectural metal panel roof systems typically are designed to be used on steep slopes that will shed water rapidly over the metal panels’ surface, the seams typically are not watertight. Many architectural metal roof systems are well suited for use on roof slopes of 3 inches per foot (14 degrees) or greater. One exception to the general slope guidelines for architectural metal panel roof systems is the traditional flat seamed, soldered or welded metal roof system, such as copper. It may be specified on slopes less than 3 inches per foot (14 degrees). Solid roof sheathing, or decking, is required for architectural metal panel roof systems, and NRCA recommends using underlayment.

Most structural metal panel roof systems are designed to resist the passage of water at laps and other joints, as sealant or anti capillary designs can be used in the seams. Structural metal panel roof systems possess strength characteristics that allow them to span supporting members.

Metal shingles and shingle panels are available in numerous varieties for use as steep-slope roof coverings. Most of the metal shingles are press-formed during the manufacturing process to provide a variety of shapes. These products can take the shape of individual or multiple asphalt, tile, slate or wood shingle configurations.

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3350 SW 148 Avenue # 110, Miramar, Florida 33027 | Toll Free: 866.688.6608 | Fax: 866.922.2450
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